Commercial all risk insurance is a type of property insurance policy form that will provide for loss or damage arising out of all perils except those which are specifically excluded named peril form basic property insurance policy forms specify coverage only for losses caused by named perils. What risks are covered by commercial property insurance commercial property insurance can be purchased on either a named perils or open perils basis named perils means that only the risks specifically listed in the insurance contract are covered open perils covers any risk that is not specifically excluded from the insurance policy open . All risks writes commercial property insurance with key occupancies in multi family housing apartments condos commercial real estate manufacturing warehousing hospitality inland marine vacant locations or schedules and other hard to place riskscatastrophic exposure is a primary driver for our brokerage property placements regardless of construction age or occupancy other drivers . Commercial property insurance helps to protect buildings that your business owns or rents and your business personal property these personal properties can include inventory equipment and furniture property insurance can include homeowners insurance and tenants renters insurance there are also riders which cover additional property related risks which may not be offered under a general
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